BFHNYSE
Bread Financial Holdings, Inc.
$101.59
ListedJun 15, 2001
SectorFinancial Services
IndustryCredit Services
CountryUnited States
Employees6000
StateOH| CityColumbus| Address3095 Loyalty Circle| Phone614 729 4000
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Key Indicators

Key financial and dividend metrics for this stock.

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P/E Ratio
7.3
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Div. Rate
$0.92
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Div. Yield
1.03%
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Payout Ratio
7.18%
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Max Consec. Div. Years
10 years
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Longest Consec. Div.
10 years
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Div. Coverage
42%
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Div. Stability Rate
0.07
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Div. Growth Rate
50.00%
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Score
76

Dividend History

Historical dividend payments by ex-dividend date.

May 29, 2026
$ 0.2300
Feb 27, 2026
$ 0.2300
Feb 13, 2026
$ 0.2300
Nov 7, 2025
$ 0.2300
Aug 8, 2025
$ 0.2100
May 9, 2025
$ 0.2100
Feb 14, 2025
$ 0.2100
Nov 8, 2024
$ 0.2100
Aug 9, 2024
$ 0.2100
May 9, 2024
$ 0.2100
Feb 8, 2024
$ 0.2100
Nov 10, 2023
$ 0.2100
Aug 10, 2023
$ 0.2100
May 11, 2023
$ 0.2100
Feb 9, 2023
$ 0.2100
Nov 10, 2022
$ 0.2100
Aug 11, 2022
$ 0.2100
May 12, 2022
$ 0.2100
Feb 10, 2022
$ 0.2100
Nov 10, 2021
$ 0.2100
Aug 12, 2021
$ 0.1676
May 13, 2021
$ 0.1676
Feb 11, 2021
$ 0.1676
Nov 12, 2020
$ 0.1676
Aug 13, 2020
$ 0.1676
May 13, 2020
$ 0.1676
Feb 13, 2020
$ 0.5028
Nov 13, 2019
$ 0.5028
Sep 3, 2019
$ 0.5028
May 13, 2019
$ 0.5028
Feb 20, 2019
$ 0.5028
Nov 13, 2018
$ 0.4549
Aug 13, 2018
$ 0.4549
May 11, 2018
$ 0.4549
Feb 13, 2018
$ 0.4549
Nov 13, 2017
$ 0.4150
Aug 10, 2017
$ 0.4150
May 11, 2017
$ 0.4150
Feb 13, 2017
$ 0.4150
Nov 1, 2016
$ 0.4150

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