Andover Bancorp, Inc. operates as the bank holding company for Andover Bank that provides commercial and retail banking products and services. The company offers savings and checking accounts, individual retirement accounts, and certificates of deposit. It also provides mortgage, construction, home equity, vehicle, student, and personal loans; term, commercial real estate, working capital lines of credit, equipment financing, investment property, land development, acquisitions, and partnership buyouts, as well as municipal and non-profit financing services; and debit and credit cards. In addition, the company provides overdraft protection, remote deposit capture, automatic account transfer and payments, cash management, lock box and safe deposit boxes, lock bags and night deposit, merchant, card, employee, anicillary and ACH and wire services; mobile and online banking services; and investment and insurance products. Further, it offers life, long term, business, key person and other insurance products. Andover Bancorp, Inc. was founded in 1884 and is headquartered in Andover, Ohio.